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Illustration: Sergio
Baradat |
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Learn About Credit—Now in Spanish
Easy credit is seductive…dangerously seductive, as anyone buried in debt can tell you. But now you can learn how to resist temptation and build a solid credit rating.
Financial institution Freddie Mac—along with seven prominent Hispanic organizations—has developed CreditSmart español, a bilingual, classroom-based course to teach interested Hispanic consumers how to achieve and maintain good credit. The eight- to 10-hour course covers topics including understanding your credit score, thinking like a lender, avoiding credit traps, and restoring your credit. The curriculum can be tailored to audiences of different ages, since young people, baby boomers, and seniors have different needs and concerns. Courses will be offered by mortgage lenders throughout the United States. Those unable to attend can read a condensed version of the materials on the Freddie Mac website. Fannie Mae also offers a free credit guide in Spanish that you can download. On the left side of the screen, click on español then on Conozca y entienda su crédito.
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